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June 2016

Insolvency Guide for SMEs

As a nation of small business owners here in the UK, for many, owning their own business is something they aspire to for many years before actually taking the plunge and going for it.  It’s a great way of gaining more control over both your life and your finances, though, as any small business owner will tell you, it’s not a bed or roses and, in the early years, you’ll often find yourself working harder than you ever imagined while you get your business up and running. 

How To Deal with Late Commercial Payments for SMEs

Here in the UK, we’re a nation of small business owners, indeed more than 99% of all companies here are SMEs and these account for 60% of all private sector employment.  This means that SMEs represent the backbone of our nation’s economy and are one of Britain’s most important financial assets.  However, anybody who’s ever owned and managed a small business will know that it’s not an easy undertaking, there are all sort of challenges to be dealt with and one of the major challenges faced by small companies is the cash flow problem. 

How Will a Brexit Affect Overseas Trade?

Nobody here in the UK can fail to be aware of the coming referendum which takes place this week on Thursday, 23rd June.  It’s our opportunity, as a population, to vote on whether or not Britain should remain in the European Union and if a NO vote is returned, it’s likely to have far reaching repercussion for all of us here in the UK.  The effects of a Brexit are likely to be seen in all walks of life – it may change the way in which we work, the way we shop, the very way in which we live.  The UK has been part of the European Community since 1973 and the last na

New Rules for Landlords

Private landlords often experience problems with tenants due to overdue rent payments. We’ve already addressed this issue here at Access Credit Management – after all, we recognise that acting as a private landlord is a form of business activity and may incur debts that necessitate the services of a debt recovery agency. There’s plenty of legislation in place here in the UK in the form of the Housing Act 1988 which is designed to protect both landlords and tenants.

Debt Collection Agency and Debt Management Company – What’s the Difference?

Here at Access Credit Management we like to provide our readers with the knowledge and information they can use to gain a good overall view of the financial sector here in the UK.  Today we’re taking a look at the differences between Debt Management Companies and Debt Collection Agencies in order to give you an understanding of what each of these type of organisations do.

Digital Debt Collection – the Future?

Over the past twenty years the Internet has gone from being the preserve of tecchies and geeks to a global platform that just about every household here in the UK has access to.  The increasing use of the Internet has changed the way in which we work, rest and play and it’s hard to imagine that we lived without this fabulous electronic resource just a couple of short decades ago.  We do so much online these days – from shopping to banking to communicating, everything is available at the touch of a button.  We’ve quickly gone from using desktop computers to a

Debt Collection News Roundup - May 2016

Here at Access Credit Management we‘re committed to making sure our readers are up to speed with what’s going on in the industry so once a month we publish a News Roundup. This brings our readers all the latest news and important goings on within the sector so that you have a resource that keeps you fully informed at all times. It would be interesting to know what you, the readers, think of the stories that feature here.