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Brexit for Small Business Owners

With Prime Minister Theresa May poised to trigger Article 50 of the Lisbon Treaty and officially inform the European Union of the UK’s intention to withdraw, we’re taking a look today at what this is likely to mean for British businesses in the coming months.  If all goes to plan, Article 50 will be triggered this week and, unless both sides agree on an extension, the EU and the UK will have two years to agree a deal before the EU’s treaties cease to apply

How to Solve the Most Frequent Freelance Client Dilemmas

Here at Access Credit Management we fully understand the challenges faced by small businesses, sole traders and freelancers.  Freelancing and remote working is on the increase as digital technology sets us free from our desks and allows us to work from home, shared workspaces, overseas, en route (or even in our pyjamas if we want to!).  Working as a remote freelancer g

Budget, What Budget?

The past couple of weeks have seen some extraordinary events in the wake of Philip Hammond’s Budget. First came the announcement that the self-employed face an increase in National Insurance Contributions (NICs), swifly followed by a complete U-turn a week later following a swathe of critiscism and outrage, the Chancellor climbed down on the issue of an increase in NICs for the self-employed, leaving Hammond in a vulnerable position.

Accounting Software – The Benefits for Small Businesses

If you’re running a small to medium enterprise, chances are that you started really small and have been focusing on growing your business surely but slowly. When it comes to keeping on top of your finances, it’s often difficult to decide which method would be best. After all, you probably already have Excel installed on your computers and it’s a free solution for storing and organising data, especially financial figures.

Microloans Explained for SME Owners

When you’re starting up or running a small to medium sized business a small amount of funding can be really handy – it can help with initial start-up costs, help you grow your business and increase your turnover or even help to keep you from falling into debt. Microloans are defined as loans for small amounts ranging from a few hundred pounds to £50,000. For any would-be entrepreneurs out there, a microloan can help you to take your hobby and commercialise it or provide some working capital for a new business to grow.