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The Pros and Cons of an Overdraft

If your current bank account has an overdraft facility it can represent a convenient and flexible method of making sure that your monthly salary lasts the month.  However, there are all sorts of pros and cons to using an overdraft and you’ll need to make sure that you’re actually making the most of the benefits involved.

LinkedIn for SME Owners – Part One

As a small to medium business owner, you’re probably aware of the power of social media when advertising your business in order to increase turnover and grow your business.  Facebook, Twitter, Instagram, Pinterest, etc. – they are all platforms on which you can create a business page or profile in order to connect with customers and potential customers to drive more traffic to your business website.  However, did you know that LinkedIn also has plenty of potential power for the small business owner to increase lead generation? 

Looking to Hire? Interview Advice for SME Owners

Small businesses comprise more than 99% of all private sector businesses here in the UK and, while many of those are sole traders, the number of employing businesses is on the increase.  Total employment in SMEs in Britain was 15.7 million in 2016, representing a hefty 60% of private sector employment.  While business owners will know how to manage their business, when it comes to hiring staff, many may not have had experience of the interview process so today we’ve got some advice to help business owners interview staff effectively in order to hire the right people to ben

Debt Collection Agency or Debt Management Company – What’s the Difference?

A Debt Management Company (DMC) is an organisation that represents an individual in managing his or her debt.  These companies may be fee-charging or free, businesses or charities.  Typically a DMC will negotiate with creditors (lenders) in order to secure an affordable repayment solution by either reducing the total owed by the person or by agreeing on sustainable monthly repayments for their customers.  A DMC should offer a wide range of solutions and should use their knowledge and expertise to recommend the best solution for each individual customer. 

Sustainable Strategy for SMEs

We’ve been hearing a lot in recent weeks about climate change with the media coverage of Trump’s refusal to sign the Paris Accord and the latest from the Antarctic where one of the largest floating ice rifts sports a rapidly growing crack that scientists claim is “hanging by a thread” and about to calve, resulting in an iceberg the size of Wales.  Businesses around the world have become aware of the need to protect our environment with sustainable business practices and use their “green” credentials in advertising to attract customers who are committed to sustainable, eco-