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SME Owners – How To Engage with Generation X

If you’re a small to medium enterprise (SME) owner here in the UK, chances are you’re already familiar with the importance of an online presence.  Indeed, you may do most of your business through your website instead of a traditional bricks and mortar outlet.  We’re all aware that 21st Century businesses need a website and effective online visibility in order to compete on a level playing field but with all your competitors online too, staying ahead of the game is essential.  Today we’re going to take a look at the shopping habits of Generation X, those who were born after the “B

“Olderpreneurs” are Building Business In Britain

There’s a new term being bandied about by the business news websites at the moment – the “olderpreneur” – Britain’s fastest growing group of new business owners who are over-65s!  Research reveals that in the past ten years the proportion of older business owners has increased by a massive 140% as a growing number of workers approaching retirement age decide to start their own business.  This compares with an increase in 25 – 34 year olds launching a business increasing by just 23%.  Mature entrepreneurs are having a major impact on the UK economy with their start-ups making a contribution

Debt Collection News Roundup – August, 2017

Here at Access Credit Management we like to make sure we bring our readers interesting and relevant news about our industry so once a month we’ll be publishing a News Roundup.  This should keep you up to speed with all the important goings on within the sector so that you have a resource that keeps you fully informed of all the latest news.  It would be interesting to know what you, the readers, think of the stories that feature here. 


Avoid Debt with a Loan Protection Plan

During recent years, many people have taken out loans for all sorts of reasons.  It might have been to pay for a holiday, maybe to have some sort of home improvements done.  You might have even taken out a loan in order to build an extension on your home which would raise its value.  Perhaps you needed to replace your car and took out a loan in order to buy a decent, relatively new car – something that can save you money on repair bills in the long run.  Whatever the reason for your loan, you might find that in the current economic climate you are struggling to make the repayments and fall

Digital Payments are a Must for SME Owners

If you’re a small to medium business owner and you don’t offer a method of digital payment to your customers, then you could be putting the future of your company at risk.  Nearly half of all consumers prefer to pay for goods and services using digital technology – online or card payments in bricks and mortar businesses.  The cash-only shops on our high streets are in increasing danger of losing customers to competitors who offer electronic methods of payment, according to a new survey carried out by Frist Data.  The survey solicited answers from more than 1,000 shoppers across the UK and d

Avoid Debt with Sensible Everyday Spending Habits

In the current economic climate, everybody is feeling the pinch and this has led to record numbers of householders being in debt.  If you want to avoid getting into debt then why not take a look at your spending habits and see if you can reduce the amount of money going out of your bank account.  We all need to spend on essentials like food, housing, utilities, travelling to and from work, etc, however most of us spend unnecessarily every day without even noticing it.  There are loads of day to day items that we buy that seem to cost very little but accumulate on a weekly or monthly basis t