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Don’t Get Clobbered by Christmas Credit Card Debts

We recently came across some alarming news for those who are in debt and struggling to maintain the repayments in an economic climate of doom and gloom.  A massive six million Britons who are struggling with their debts have had their credit limits raised by card companies without asking for this!  According to figures collected by the Citizens’ Advice Bureau some unscrupulous financial product companies are putting individuals at risk by giving higher credit limits to a third of people who are having trouble financially.  Citizens’ Advice warn that credit card com

Blogging for Business Owners – Can It Increase Your Retail Sales?

As a business owner you may have been advised to blog about your company, its products or services and you may be wondering “what’s the point?”  If you thought blogging was something for journalists or aspiring authors, then it’s time to think again.  Blogging is the new Marketing and failing to do so can leave you and your business behind in the 21st Century.  This is the Digital Age and savvy retailers and businesses know that leveraging as much muscle from the internet as possible is the way forward for all businesses in today’s busy world.  Let’s just take a look at some of t

Debt Collection News Roundup – November, 2017

Here at Access Credit Management we like to make sure we bring our readers interesting and relevant news about our industry so once a month we’ll be publishing a News Roundup.  This should keep you up to speed with all the important goings on within the sector so that you have a resource that keeps you fully informed of all the latest news.  It would be interesting to know what you, the readers, think of the stories that feature here. 

Business Owners – How to Deal with a Reputation Crisis – Five Top Tips

While the internet has made it possible for businesses to reach a much wider customer-base, it’s also made it possible for information about your business to be rapidly shared to a huge audience.  This is fine when it comes to great reviews, after all, your business reputation is more important than ever these days with so many of your competitors online too.  However, when you receive negative reviews, you need to take a proactive approach and fix it before it results in a serious reputation crisis.  A negative impression of your business, whether it’s accurate or not, can result in the lo

The Limitations Act and Statute-Barred Explained

The Limitation Act 1980 is a British Act of Parliament that’s applicable in England and Wales and provides definitive timescales within which action may be taken for breaches of the law.  In most cases, after the expiry of the time period specified by the Act, the remedies available for breaches are extinguished and no action may be taken in the courts in respect of those breaches.  The Limitation Act sets out clear rules on how long a creditor has to take action against a debtor to recover the debt, however, these time limits don’t apply to all types of recovery action and the time limits

The Benefits of Online Banking for Business Owners

High Street Banks in Britain are fast becoming a thing of the past as more and more people turn to online banking and the benefits to be derived from online transactions.  While it can be great to visit a local bank where the staff are friendly and cater to your needs, most of the smaller branches in the UK have closed, meaning that visiting your bank may involve a trip to the nearest large town.